OUR PEOPLE

Phone: 619.994.2428

Phil started Scripps Mortgage in 1990 after spending most of his life in real estate development with his father, Ray Huffman. Compelled to find a way to serve people in the real estate world, he recognized a need for honest, competent mortgage brokers who relied on relationship rather than numbers. Since opening the doors, Phil stuck to three main ideas: trust, service, and integrity. He wanted his clients to feel heard, and for their experience in the mortgage world to be one of familiarity, ease, and value. That trend continues today.

Phone: 858.243.1737

Phone: 858.442.4157

Phil began turning the operations of Scripps Mortgage over to Dani in 2010, after she earned her Real Estate and Mortgage Origination licenses. Since that time, Dani has been carrying on the traditions that her father initiated so long ago: excellent customer service and a dedication to her clients’ needs. She prides herself on her upfront, open, and honest communication with each and every client, and has worked as a referral-only mortgage broker for the last ten years all throughout Southern California, especially in San Diego and Temecula, where she lives with her family.

Nicole has been expertly processing loans for Phil and Dani for over nine years, and represents perfectly our dedication to timeliness, communication, and customer service. As a main contact point for our clients, Nicole seeks to inform and educate our clients on the specific documentation needs for their home loan, and she is always readily available to answer any questions and concerns regarding both purchase and refinance transactions.